Innovation-An Engine for Inclusive Growth and Sustainable Development

Editors : G. Sudarsana Reddy, P. Paramashivaiah,
​B.K. Suresh, C. Shobha
Pages : XII+282=294

We are living in a world where temperatures are rising, water is scarce, energy expensive, food supplies uncertain and the gap between rich and poor increasing. With these problems the economy may not grow well unless increasing industrial output through sustainable way. In the most fundamental sense, there are only two ways of increasing the output of any business organisation and economy: One: increase the number of inputs that go into the productive process, Two: think of the new ways of getting more output from the same number of inputs.

In the global business environment anyone who wants to compete and continue in the market has to adopt second way i.e., thinking innovatively and enhance measurable value in any commercial activity. This process may be a breakthrough or incremental and it may occur systematically in a company or sporadically it may be achieved by: introducing new or improved goods services and/or; implementing new or improved operational processes and/or; implementing new or improved organizational/ managerial processes. At present and future, innovation is emerging as a key driver. World leaders acknowledging that innovation will be the well-spring of economic development in the 21st Century, since innovation is the only way to improve quality of product, competitiveness and plays a key role in the achievement of organisational goals. Innovation generates economic value and new jobs. It may be relating to new business models, entrepreneurship, agricultural finance, higher education and delivering services. So, Innovation acts as the Engine for Inclusive Growth and Sustainable Development

We at the Tumkur University have been brainstorming over the above issues for a long time. We struck on an idea of organising a national conference that would help bring learned people on a platform to deliberate on the above issues. We coined “Innovation – An Engine for Inclusive Growth and Sustainable Development” to be the main theme and broke it down to five sub-themes as follows:

• Inclusive and Sustainable Business
• Innovation and Entrepreneurship
• Innovations in Higher Education
• Innovations in Agricultural value chain, Farmer Producer organisational Finance    
• Innovations in Delivery of Government Schemes

We decided February 12th& 13th 2015 as the days for holding the Conference.

We invited papers from academicians from across the country and the response has been encouraging. The sub-theme Inclusive business models has received highest number of papers.

We are happy to bring out this volume that contains papers presented at the Conference. The papers are illuminating and contain valuable inputs for researchers, executives, policy makers, and politicians.

This conference would not have been possible without support from University Authorities.

We thank the Hon’ble Vice Chancellor Prof. A.H. Rajasab for their support in organising the Conference.

We are grateful to Prof. D.Shivalingaiah, Registrar, for having given us encouragement and support wherever needed.

We are also thankful Prof. N.B. Naduvinamani, Registrar (Evn.) for their support in organising the Conference.

We would like to thank the Key note speaker; Inaugural Speaker; lead speakers, the chairpersons of the four technical sessions and participants for their valuable contributions to the success of the conference and publication of the proceedings.

We are very grateful to ICSSR for providing financial support in organizing the Conference.
​
Finally, we are very much grateful to organising committee, editorial board members and students of M.Com for their wholehearted support in successfully organising the Conference.
 
Dr.G.Sudarsana Reddy
Prof. P.Paramashivaiah
Dr.Suresh B.K
Dr.C.Shobha

Contents

Part - I Inclusive and Sustainable Business Models
1.         Role of Banking Sector in Financial Inclusion
            Development in India: An Overview
            N Venkata Ramana and Prof K. Ramakrishnaiah
2.         Role of SHGs for Women Entrepreneurs through
             Micro Finance with Special Reference to Chitrdurga
            Dr. Cirappa.IB and Smt. Leelavathi.K
3.         SHG Promoted Micro Enterprises: A Study with
            Reference to SHG's of Belthangady Taluk of D.K district
            Mr. Vishal Pinto and Dr. P.N Udayachandra
4.         Financial Inclusion: Role in Triggering Inclusive Growth
            Ms. Maria Rodrigues and Dr. Suresh Poojary
5.         Contract Farming- A Tool for Improving Farm-to-Market
            Linkages
            Dr. Channaveere Gowda B.N
6.         Role of Corporate in Inclusive Growth and Sustainable
             Development - A Case Study of Hindustan Unilever's
             Limited
            Dr.G.Sudarsana Reddy and Dr.Suresh B.K
7.         Innovative HR Practices-A Case Study of Small Scale
            Industries
            Ms. Pushpa Priya Darshini and Ms. B.Parvathi Devi
8.         Bank Finance to Micro, Small and Medium Enterprises-
            An Empirical Evidence of Select MSMEs, Shimoga City
            Rashmi M and Dr. Sudarsana Reddy G
9.         E-Commerce Portal is the Key for Sustainable Business
             Development in India
            Dr. Y Muniraju and Hariprasad S
10.       Gender Budgeting for Inclusive Growth - A Study on
             Indian Budgets
            Dr. P.Paramashivaiah and Mr. Puttaswamy
11.       Innovations in Empowerment of Poor People through
             Financial Inclusion in India
            Dr. Chalawadi. C.I and Nayakar Honnur Swamy
12.       Role of Micro-Finance through Socio- Economic
             Empowerment of Women - A Study of Women SHGs in
            Mysore District
            Dr.Ashoka.ML and Vinay.S
13.       Sustainable Healthcare Business with Respect to
            Aging Population and Chronic Diseases in India
            Dr. M Prakash and Prof Janardhan Shetty
14.       Innovation: A Real Challenge for Indian Businesses
             in 21st Century
            Devarajappa Sand E. Vanajakshi
 15.      A Review on Financial Innovation Methods in the
             Rural Poverty Alleviation
           Indira R
16.       HRM and Sustainability in the 21st Century
            Anushree Banerjee Roy, Arijit Roy and
            BM Rama Murthy
17.       Significant Changes and Its Impact on Mutual Funds
             in India
            S. V.Halappa and S. S.Mallikarjuna Prasanna
18.       The Sustainable Renewable Energy Potential of India: An
            Overview
            Mohammed Javed kalburgi
19.       Impact of Universal Banking System in India
            Dr. Kiran Kumar Thoti
20.       Crowdfunding as a Source Finance for Micro Small
             and Medium Enterprises - An Overview
            Smt. Gowthami and Dr. G. Sudarsana Reddy
21.       Development Schemes Offered by the Department
            of Industrial Policy and Promotion
            Mr. Siddappa and Dr. B.H Devaraju
22.       Problems of MSMEs - An Innovative Way Out
            Dr.R Jayaprakash Reddy
23.       Succession planning' - A Distinctive Reinventing Tool
            for Sustained Organization Effectiveness and Survival
            Tejesh . S, Ananda Nayak .K and Dr. Usha Devi .N
24.       A Study on Financial Inclusion in Developing Economy
            Amitha K. V
25.       Inadequacies of Micro Finance System: A Study in
             the Context of Tumkur District
            Dr. P. Paramashivaiah
26.       Sustainability and Growth of ITC Company
            Dr. C. Shobha and Dr. T. Hanumantharaya
27.       Sustainable Development: A Study on Sustainability
             Reporting of Selected Companies in India
            Dr. Pralhad Rathod
 
Part - II Innovations in Higher Education
28.       Innovations in Higher Education
            Dr.B A Karunakara Reddy, Vedavathi M
​            and Niharika Roy
29.       Need for Innovations in Higher Education with
             Special Reference to Management Education in India -
             An  analysis
            Dr.Raviraj Hegde, Dr.Manikandan and
            Prof Muthu Gopal Krishna
30.       Ethics Based Higher Education
            Dr. Abednigo Sunil
 31.      Necessity is the Mother of Innovation Re/innovation
            in Today's Higher Education in India?           
            Mrs. Prasanna Prakash, Mrs. Anusuya A Paul
           and Mrs.R. V. Shilpa Joshi
32.       Innovations in Higher Education for Sustainable 
             Development            
            Dr.Preethi.KA
33.       Relevance of ICT in Indian Educational Sector - A
            Bird's Eye View         
            Akshatha B. G
34.       Higher Education in India A Vision for Inclusive
            and Sustainable Development not Registered          
            Murali N and Dr Parashurama K
35.       Learning Methodology and Employability- Paradigms
            in Higher Education
            Dr. Arathi. J. Shetty
36.       Growth and Challenges of Higher Education in India      
            Dr. M Lokanadha Reddy and Dr. L. V. Subba Reddy
37.       A Study on Innovations in Indian Higher Education        
            Raghavendra.N.R and Dr Usha Devi N
38.       Innovation in Higher Education     
            Ms. Vanajakshamma. C and Ms. Janhavi. S.K
39.       Innovative Entrepreneurial Education for
            Budding Entrepreneurs        
            NetraMirji, RajashriPadaki and Nandini Deepak S
40.       Fostering Quality Management Education for
            Sustainable and Inclusive Growth      
            Dr. Noor Afza and R. Shashidhar
 
Part - III Innovation and Entrepreneurship         
41.       Role of Social Entrepreneurship in the Inclusive
            Growth and Sustainable Development in India
            Dr. Panduranga V
42.       Promotion of Women Entrepreneurship
             through Sericulture Operations - An Analytical Review 
            Dr.N. V.Rathnam, Dr.K Padmapriya and 
           Prof P.V.Narasaiah
43.       Problems of Women Entrepreneurs          
            Dr. M Sudhakara Reddy
44.       Regional Women Entrepreneurs and Their Contribution
            to Economic Development- A Case with Davanagere
             District
            Smt. Dr.Rajashree.N. T and Mr.Basavannyappa
45.       An Empirical Study on Opportunities, Challenges and
             Innovations in Rural Entrepreneurship       
            Dr. Cirappa I.B and Ms. Madhuri S
46.       Innovation in Entrepreneurial Financing- A Case
             on Crowd Funding
            Ms. Shreya Chakraborthy and Mrs. Pushpalatha S
           Patil
47.       Entrepreneurial Education and Employment:
             Challenges and Resolves in the 21 st Century
            Ms. Coral Barboza
48.       A Study on Entrepreneurs Offering Innovative Solutions
            in Rural India
            Salma Banu and Fathima Zehra
49.       Innovation Driven Entrepreneurship with Reference
            to Organizational Learning and Knowledge Creation
            Dr. Joy Nerella
50.       Innovation for the Sustainable Growth of MSMEs
            Krishnamurthy. S and Dr. Suresh Poojary
5l.        Socio-Economic Background of Women
             Entrepreneurship
            Dr. Cirappa IB and Mr. Muttesha. N
52.       A Study on Innovative Entrepreneurialship and Success
            M Thamizhselvi
53.       Innovative Women Entrepreneur- Case Studies
            Dr. Shobharani Hand Parvathi T.M
54.       Innovation and Rural Entrepreneurship- A Study
            Meera.HN
55.       Innovation and Entrepreneurship
            Dr. P. Paramashivaiah and R. CNagaraju
56.       Innovation & Entrepreneurship: An Indian Road Map
            with Myth
            Srinivasa Murthy MD and Dr.B Shekhar
 
Part - IV lrinovations in Agriculture Value Chain and Delivery of Government Schemes
57.       Innovative Ideas and Practices in Governance -
             An Overview
            Girija K.S
58.       Mobile-One for Effective E-Govemance in Karnataka
            Rashmi B H, Dr. Suresh Poojary and Deepak M R
59.       Innovation and Agriculture Value Chain Finance:
            A Review
            Dr. Pallavi. S. Kusugal and Dr. Nagaraja. S
60.       Global Economy on A Sustainable Growth
            Dr. Shiva Shankar. K. C
61.       Agribusiness Renaissance
            Dr. Ravindra Kumar B
62.       India's Sustainability in Agriculture: A Step Ahead
            with Innovations
            R. Shashidhar, Dr.Noorafza and V.Ramakrishna
63.       Innovations in Agriculture
            Dr. Ramesh Salian