Editors : Dr. G.T. Govindappa, Dr. Laxmana P and Dr. Cirappa I.B. Pages : 558 Foreword During the last 25years of Economic Reforms, the Financial Sector has changed metamorphically. Capital market today is on par with the capital markets in the developed world in terms of technology, trading and transparency. So also the Money market, Banking sector, insurance and the financial services. It is an appropriate time to assess and evaluate the reforms in financial sector. It was heartening that the Department of Commerce of Davangere university organized a Two –day National Conference on the theme, “25 years of Financial sector reforms: A look Back and ahead”. More than 100 papers were presented in the conference and opportunity was provided to post graduate students to participate and present papers in the conference.
I am also very happy to know that the Department is bringing out an edited volume of papers presented in the conference. I appreciate the faculty and the students for working collectively inorganizing the conference and in bringing out the edited volume. I extend my best wishes and support in all their endeavours. Prof.B.B.Kaliwal Vice-Chancellor Davangere University Shivangagotri, Davangere-577002
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